Flexi Cap vs Multi Cap Funds: What Really Separates Them
Both invest across company sizes. The difference is who decides the mix: SEBI rules or the fund manager.
Both invest across company sizes. The difference is who decides the mix: SEBI rules or the fund manager.
The redemption process step by step, with cut-off times, payout timelines, exit loads and tax, plus a worked example.
How the three size bands are defined, what each fund must hold, and how to choose the right mix.
CAGR suits a single lump sum. XIRR suits a SIP. Here is how each is calculated and when to trust which.
Almost none of the expensive mistakes are about picking the wrong fund.
SEBI’s categories exist so that two funds with the same label hold broadly comparable things. Here is how to read them.
You never get an invoice for it, which is exactly why it is worth understanding.
The mirror image of a SIP โ and frequently a better-behaved alternative to the dividend option.
Same scheme, same portfolio, same manager โ two expense ratios. What you are actually choosing between.
Three very different instruments that share a tax deduction. The deduction is the only thing they have in common.
The real difference is not returns โ it is which risk you are choosing to carry, and where your money is coming from.
Most people start with the fund. That is the third decision, not the first.
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